Islamic Microfinance

Interest-free support that helps people become self-reliant: a small shop, tools, a home business, or livestock.

What We Offer

Interest-Free Business Financing

$450

Interest-free financing to help entrepreneurs start or expand their businesses.

Donate Now

Loan for Orphan's Mother

$350

Empower widowed mothers with sustainable income opportunities.

Donate Now

Livelihood Development

$300

Help families purchase equipment, inventory, or tools needed to generate consistent earnings.

Donate Now

Income Generation Project

$450

Create lasting livelihoods through income-generating initiatives.

Donate Now
0%Interest charged
on every loan

Why Islamic Microfinance Matters

Many hardworking individuals have the skills to earn a living but cannot access affordable financial support. Interest-free financing removes this barrier, allowing families to invest in productive opportunities without the burden of interest payments. Instead of temporary assistance, Islamic Microfinance creates lasting economic stability through entrepreneurship and sustainable income generation.

Program Benefits

100% Interest-Free Financing

Shariah-Compliant Support

Small Business Opportunities

Sustainable Income Generation

Family Financial Stability

Who Can Benefit?

Our Islamic Microfinance program supports:

Our Impact

Total Financing Provided (2012–2025)
$ 3 M+
People & Families Supported (2012–2025)
20890
Loan Portfolio 2012-25
$ 350
Maximum Interest-Free Financing Per Candidate
$ 500 +
Overall Repayment Rate
97 %
Beneficiaries
1558 +

Campaign Program

Interest-Free Loan for Poor Families

Our zakat and sadaqat can bring hope to families in need, empowering them to become self-sufficient. Donate now to Alkhidmat Microfinance (AKIM) Program and help us fight poverty and make a difference in someone's life today.

Support This Program

FAQ

At the heart of our mission showcases the diverse initiatives we undertake to empower communities and foster positive change.

Yes. Aghosh Alkhidmat USA is a registered 501(c)(3) tax-exempt organization (Tax ID / EIN: 83-4024728). All contributions are tax-deductible to the extent allowed by U.S. law. You will receive an official tax receipt via email immediately after your online donation. Please consult your tax advisor for guidance on your individual tax situation.

Yes. An official donation receipt is emailed to you automatically after your gift. For mailed donations, a receipt is sent to your address. If you do not receive one, contact us at [email protected]

No. Every contribution makes a difference, and you can give any amount you are comfortable with.

Yes. You can set up a monthly gift during checkout. Recurring support helps us plan and sustain our programs, and you can pause or cancel anytime.

Yes. You can designate your donation as Zakat, Sadaqah, or Sadaqah Jariyah, and we ensure that funds marked as Zakat are distributed strictly in accordance with Islamic guidelines.

We accept all major debit and credit cards online. We also welcome donations through Zelle and check. For bank transfer or wire details, please contact our finance team.

Zelle: [email protected] (Account Name: Aghosh Alkhidmat USA).

By Check: Make checks payable to Aghosh Alkhidmat USA and mail to: Aghosh Alkhidmat USA, 422 S Main Street, Unit 786, Lombard, IL 60148.

Bank Transfer / Wire: Contact our finance team for direct account and routing details.

Yes. You can choose a specific program at checkout, and your gift will be directed there. Learn more about each program:

Online donations are processed through a secure, encrypted payment gateway. We do not store your full card details on our servers.

Donations fund our programs and the costs needed to run them effectively. We aim to direct the maximum possible portion of every dollar to those we serve, while maintaining responsible operations.

Yes. We share program updates and impact reports so you can see the difference your support makes.

We use secure systems to protect your data and only collect what is needed to process your donation and stay in touch. Payment information is handled through encrypted, PCI-compliant processing.

No. We never sell or rent your personal information. We only share data with trusted service providers (such as payment processors) as needed to complete your donation.

Yes. You can unsubscribe anytime using the link in our emails, or contact [email protected] to update or remove your information.

If you have any questions regarding your donation, tax receipt, recurring payment adjustment, or programs, our team is always here to assist you. Email: [email protected]. Phone: +1 (786) 778 2632. You can also send us a message through our Contact Us page. Our support team typically responds within 24 business hours.